Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,864

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Raymond

I Have been with Embrace for roughly 5…

I Have been with Embrace for roughly 5 years. They do an average to a very good job in reimbursing you. Heart Worm Pills, Check Ups etc Show Embrace to be Excellent in giving you money back.Unexpected things like Surgery or Dog bites and other injury's to my dog they are pretty good too. You Must Be Aware Of Your Deductible however. Mine was $1,000 deductible of which Embrace Will not cover anything outside of routine exams. Once your deductible is met, Embrace will cover 70% of all dog problems for the rest of that year you are in. YOU MUST ASK THE RIGHT QUESTIONS.
5

out of 5

POSTED: | BY: Tammy

We have had a great experience so far…

We have had a great experience so far with Embrace. Our puppy is healthy so far thank goodness.
5

out of 5

POSTED: | BY: Victor

Embrace Pet Insurance

So far so good, had my Buddy's teeth cleaned as well as had a a full blood work up in February and embrace covered their part with no problems.. I had to pay up front which might be difficult for some, but got my check within the month.. So far I've been happy with them..
5

out of 5

POSTED: | BY: Mrs

We've had Embrace Pet Insurance since…

We've had Embrace Pet Insurance since the day we got our rescue pitbull puppy over three years ago. They have been so fantastic since day one, Loki will never be without insurance. The customer service is extremely friendly, professional and personal. Questions are answered immediately and claims are paid quickly (we have the yearly preventative treatments, vaccines, and medications). I can't recommend them enough.
5

out of 5

POSTED: | BY: Barbara

We had two vet visits for our lovely…

We had two vet visits for our lovely Ginger. Very simple fax of bill and shortly after I received reimbursement. She had inflammation of the bowels. Unfortunately she is in the hospital now with a heart condition. Hopefully this bill will go as smooth
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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