Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,003

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Leon

Horrible Stay Away from this Crocks.

We had a treatment for 450 $. It's been almost a year they keeping a refund on hold due to a not enough info from my Veterinary. When My Vet is telling me he submitted all paperwork and have nothing else to add. They playing games and if you not happy they tell you to cancel policy and good by. After 6 month of waiting for empty promises i cancelled and went back to ASPCA. At least they are professional. Leon Zamel - pet Millie.
5

out of 5

POSTED: | BY: Kaia

Easy

Easy to submit claims and prompt review process!
4

out of 5

POSTED: | BY: Joyce

It took a long to have my claim settled

It took a long time to have my claim settled. I do like the claim paperwork.
5

out of 5

POSTED: | BY: Lauren

The best and easiest pet insurance company to deal with!

They were responsive, and quick to reimburse me for my claims. The website is extremely user friendly and submitting the claims were so quick and easy!
5

out of 5

POSTED: | BY: Lisette

Great service

I was a bit skeptical about how the claims would work but afternoon doing the first I am now at ease. The process took about a week and as I’ve had questions they’ve gotten back to me super fast.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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