5
out of 5
POSTED: | BY: Nicole Jordan
Efficient and quick
The claims process is quick and easy. The staff is helpful. Embrace covers many things. I always recommend Embrace to my fellow pet parents.
4.9
out of 5
Number of reviews 20,329
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Giovanna Avila
Thank you
Getting my pet’s health insurance through Embrace was one of the smartest decision we have made as a family. One of my dogs was recently diagnosed with a liver malfunction which required multiple vet visits along with seeing an internal medicine specialist. Unfortunately they still haven’t been able to get to the root of the issue but I am happy to say that Embrace has kept their side of the bargain and with proper forms, receipts, and records they have helped pay for my little fur baby’s bills. My dog is now requiring a very expensive surgery and Embrace has been on our side the whole way through!
5
out of 5
POSTED: | BY: George MacChlerie
Improve claim form so it can be prepared on line and you have a purrfect company!
I was initially unhappy with the claim process as the claim form was not electronic and must be printed filled out then brought to the vet for their input. I feel such a wonderful company should have, by now, had their IT folks made it possible for all correspondence to be made electronically. I also then zeroed in on my vet instead.
Your rep talked me out of cancelling our policy and explained why I should stay insured with Embrace.
So… after speaking with our vet and your representative I decided I was a bit hasty and had allowed my cats to interfere with the insurance process.
I had to remind them that their job was to just play with their toys, sit on my lap, purr and look pretty!
It seems Other Other Pussums was behind the whole thing and was very aggravated because the vet had put her on a strict diet, and she’s been mad at everyone since.
5
out of 5
POSTED: | BY: Louise Jones
Amazing
Quick and easy claim process. Claim was paid in less than a week. Great company
5
out of 5
POSTED: | BY: Barbara Barry
Great service
I just recommend my good friend to sign her dog with you
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.