Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,329

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Christine Stewart

Embrace is the Best

We have 2 german shepherds and both have had to use their insurance quiet a bit. We enrolled over 5 years ago, and never had any issues with any claim. They pay promptly, unless I didn't do my end correctly. I always stay on top of just to make sure i didnt mess up.. The staff,, 100% of them have treated me as though I am their only client. I feel their cost is fair. And you get what you pay for. One of our shepherds had his 2nd ACL surgery done in 2 years. Each approx $3800. They paid 80% on both minus 20% which is my share. My other one has had elbow dysplasia surgery, close to $2700. Again paid 80%. We could never had all these surgeries without high limit credit card.
5

out of 5

POSTED: | BY: Kathleen Linus

No other Pet Insurance Company could compete with the quality in all areas as Embrace does for the customer and their Pets!

I’ve been with Embrace more than 10 years. The coverage is the very best in every area of coverages for our pets and the reimbursements of claims are quickly disbursed back to us. The Customer Service Representative are by far the very best a company could have to represent them and their customers. I’m personally very grateful for the ease of resolve whenever I’ve had any issues. The issue is normally something I’ve neglected to send with any claims submitted.
5

out of 5

POSTED: | BY: Phil

Good timely service

Employees that I’ve dealt with have been polite professional courteous
5

out of 5

POSTED: | BY: beverly moore

Embrace Isurance allowed us to give our dog a richer, longer life.

Embrace Insurance is a reasonably-priced comprehensive policy. Our claims were easily filed and promptly acknowledged. We received reimbursement checks in a timely manner. Embrace enabled us to treat our dog for several life threatening conditions, thereby giving her a comfortable life and allowing us to keep our companion as long as possible. At the end of her life the company treated us with compassion unseen in most companies today. We will be looking for another dog soon, and we will definitely sign up with Embrace Insurance again.
5

out of 5

POSTED: | BY: Larry Aiello

If there is a better company out there, I will never find them due to the great service that Embrace has given my 11 year old.

Excellent service. No complaints. 11 years + of excellence.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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