Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,756

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Lisa

Thankful I purchased insurance

I am thankful to have insurance, things have come up and it’s a great ease to know that I can schedule appointments and not have to worry about money to take care of my dog. The only draw back is that I do find it a little difficult to have claims processed precisely without having to call in to explain billing. The vets words do t always clearly describe what the insurance company want to know. But typically with a phone call it is cleared up.
5

out of 5

POSTED: | BY: BW

worth every penny!

Although my dogs monthly insurance premium costs more than my own, it’s still very worth it. The team is easy to work with and very fair and upfront about costs and coverage. Having my puppy insured gives me peace of mind and that’s worth the price!
5

out of 5

POSTED: | BY: Ed

Execlient coverage

Execlient coverage, prompt evaluation of clams and always willing to answer any questions or concerns. I will recommend Embrace Pet Insurance to all who are looking to expert coverage and care for their pets.
5

out of 5

POSTED: | BY: Judi

Our eight year old pup Niko had knee surgery.

Our eight year old pup Niko, just had his first surgery. He tore his miniscus/ACL. Submitting the claim to Embrace was simple and we received quick payment. ??
4

out of 5

POSTED: | BY: Mary

Very helpful

Very helpful, customer service is very thorough in explaining coverage.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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