Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,006

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Karen

Thank Goodness for Embrace Insurance

Our Golden Retriever, Skye, was diagnosed with Lymphoma last month. We were shocked. I contacted Embrace to see what would be covered and they were able to push through a pre-certfication for me so that I was able to meet with the oncologist with the knowledge and confidence that we could afford treatment. Skye has received 3 chemotherapy treatments and is currently in remission! Each claim has been paid very quickly, usually in less than a week. Thank Goodness for Embrace Insurance for helping to make a stressful situation much easier.
5

out of 5

POSTED: | BY: Patricia

Embrace is excellent.

I am very happy with Embrace Ins. It is easy to make a claim. I can even get in touch with them for questions about my pets and their health. They also, send interesting information about pets care and health that are very helpful. They are very prompt processing all claims.
5

out of 5

POSTED: | BY: Linda

BEST dog insurance ever!

I recommend EMBRACE insurance to everyone I know who has pets!
5

out of 5

POSTED: | BY:

Embrace is the Best

We have been through many situations with our dog, Joey. Embrace has always been compassionate and professional in the claims process.
5

out of 5

POSTED: | BY: Dean

Awesome insurance

Excellent service and prompt response.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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