Embrace | Pet Insurance Review

This is the first time we have ever purchased insurance for our furbabies. We decided when we adopted a 9 year old Scottish Terrier rescue and then an 8 week old Scottish terrier puppy that we would look into pet insurance due to our previous scottie rescue that we adopted at 3 years old became sick at age 11 and the monthly medical expenses were so high we couldn't afford to go to specialist to find out what the underlying problem was. We had to rely on the local vet who just threw multiple medications at her and she passed away 6 months later. We were devastated and decided if we ever adopted another rescue we would have insurance. The 9 year old rescue was healthy except for allergies, which is a pre-existing condition and not covered by any insurance. We actually thought we wouldn't be able to afford the insurance because it would be too expensive on a senior scottie. We looked into several different insurance companies and liked the fact that we could pick the amount of coverage and deductible we wanted or could afford. We also were insuring our puppy. We inquired with several companies and decided on Embrace. After paying our first month premium, we requested a complete medical review so we knew what was covered and what wouldn't be covered so there wouldn't be any surprises. The insurance was a decent price for 2 scotties. 6 months after purchasing the insurance our senior was diagnosed with osteoarthritis. I sent in the claim and it was approved within 1 week. Recently our rescue was diagnosed with a tumor on her eye and they found a mass under her tongue. I sent in a pre-auth to find outif it was covered. Received the answer and what they approved and what our out of pocket cost would be. They covered most of the surgery and minus the deductible knew what we were responsible for. Thanks to Embrace, we were able to get the surgery she needed. They covered everything they said they would. We feel at ease knowing that we don't have to worry about whether we can afford getting the best medical care when our furbabies get sick or injured because Embrace has us covered.

My lab has been insured through Embrace since she was 8 weeks old. She recently was diagnosed with a Mast Cell tumor that required surgery. I submitted a claim that was resolved extremely quickly. I am very happy with Embrace

My baby Charlie was very sick with Diabetes and Cushings disease. Embrace took the financial strain off of a very stressful time. Submitting a claim is easy and reimbursement is quick.

I am so happy that I went ahead and purchased Embrace insurance policies on both my dogs. Please remember, no one wants to experience health issues w/ their pets, but it does happen!

I did a lot of research for a great but affordable pet insurance, given the genetic and physical issues that often come up in great danes. When I brought my baby home at 7weeks, I settled on embrace and upped it with a $450 healthy rewards.policy. I used my healthy rewards and it saved me money in the long run. My sick policy was there when she got the runs from getting into snacks, and needed meds. It was an easy file, with updates and was pretty painless and deposited quickly into my account. Great price, highly recommend.