Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,003

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Derrill

Great service and over-all wonderful company.

I had another company for 13 years with my former dachshund. Was never satisfied with their slowness AND the reimbursement was almost nothing. My sister has EMBRACE for her dog, and once I got Teddy, I knew I would use Embrace. Very easy to submit a claim, great price and fantastic customer service. All I could ask for in a Pet Insurance company. I thank you and USAA as well.
5

out of 5

POSTED: | BY: margaret

Love your company. Always efficient and helpful

Great! great! great!!!!!!!!!!!
5

out of 5

POSTED: | BY: Nuris

I think they are fair the time to make a devotion to cover or not one claim.

Friendly staff and always find the way to help customers. Thank you
5

out of 5

POSTED: | BY: Sam

Thank you for your attention and interest regarding our redheads over the years with Embrace

Once again thank those of you at Embrace for your interest in our claims . Redheads thank you too🐾🍀🐾🍀🌈
5

out of 5

POSTED: | BY: Gina

Thank you

We purchased Embrace accident and wellness pet insurance when our dog was a puppy. Unfortunately, our dog aged and became so sick that we had to euthanize him. Embrace was caring, courteous and provided prompt service every time that we had a claim or needed customer service. We received a sympathy card handwritten from Embrace's staff members. It meant so much to us to receive personalized service in today's marketplace. Embrace made us feel like we were a team and not a commodity. We are eternally grateful. We definitely recommend Embrace pet insurance to everyone and will use it again if we get another pet. Thank you so much.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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