Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 13,850

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 0
  • 3.0
  • 4.9
  • Count
  • 0
  • 15
  • 13,850

Updated: April 16, 2024

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Colette Roberts

That was quick

I'm so pleased as to how fast our claim was processed, wish our health insurance was this fast. Moose is doing much better now,his ear problem has cleared up now, Have told numerous friends with pets about Embrace, I'm so glad we have it for our little Moose, gives me peace of mind knowing it's there when he needs it.
5

out of 5

POSTED: | BY: Alexis Edelman

Excellent Pet Care!

Embrace is awesome. I can't tell you how many times I have already had to go to the vet this year because I have a puppy and Embrace has really helped save my pet's life and my bank account. I am so grateful Embrace has affordable health plans and definitely insist on anyone with a pet who doesn't have insurance to sign up!
1

out of 5

POSTED: | BY: Francine Duran

Ridiculous

Sent a claim in a month ago, still in review! The amount of the claim is still wrong after my vet faced in the receipt of care. Will I recommend no! I'm currently searching for a better pet insurance company! Dragging your feet for a $30 claim!
5

out of 5

POSTED: | BY: Linda Roller

Thank you

We have had Embrace Insurance for our bulldogs for many years. I appreciate the timely response, communication, and follow through. There is no "gotcha" response when a claim is submitted . I thank you for your honestly in doing business.
5

out of 5

POSTED: | BY: Cole and

Very satisfied

Have had this insurance since 2012. That year one of my cats needed emergency care and a two day hospital stay. The claims were paid promptly as they should have. This year my other cat has a difficult to cure respiratory issue and an eye issue. Those claims have been handled properly thus far as well.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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