5
out of 5
POSTED: | BY: Hannah
This was easy and fast.
The claim process was so speedy and very easy to follow.
4.9
out of 5
Number of reviews 20,006
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Annette
I recommend Embrace Insurance for Pets!!
I would surely recommend Embrace Pet Insurance company to other pet owners who wants the very best for their love ones.
5
out of 5
POSTED: | BY: Maria
Claims processing
Processing claims is easy and fast! The review generally takes one day, then they send your claims results. Rebursements are given quickly too!
5
out of 5
POSTED: | BY: Shirlane
The best Insurance Company!
Embrace has been awesome to us through a challenging year with Joey. They have paid all the claims, in a timely manner and have been very kind to us. I wish there were an insurance company for humans that was as compassionate and professional as Embrace. Thank you to all the Embrace staff members!
5
out of 5
POSTED: | BY: Nina
Claims have never once been denied!
I cannot say enough good things about Embrace. I originally purchased pet insurance through Embrace when I got my Labradoodle Max as a puppy with plans to cancel it after he was a year old and had all his shots/neutering. However, when Max was a puppy I found out that he has severe allergies that have resulted in frequent vet trips and medications, so I decided to keep his pet insurance through Embrace. He eventually was placed on immunotherapy treatment shots weekly & Cytopoint shots monthly - both of which are not cheap! Embrace has covered every single one of his claims since day 1 - and I have never once had to argue with them about reimbursement or have them deny a claim. The claim process is so simple and can be done on their website, via email, mail or fax, and after you submit a claim.. Voila! You get a reimbursement check in the mail! They have even covered emergency hospital trips that were after hours. Customer service is awesome as well! I literally recommend Embrace to every pet owner I meet!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.