Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,006

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Marilyn

Extremely helpful with geat follow up.

I have had excellent service from Embrace. They were very helpful when explaining what they could offer, patiently answering all my questions. They have been very fair in processing the claims I have sent. They are also very good about follow up regarding the status of claims.
5

out of 5

POSTED: | BY: Heather

Great Insurance

Great coverage, easy online claim submittal and fast direct deposit. Couldn’t ask for anything better!
5

out of 5

POSTED: | BY: Lourdes

Embrace has helped me alot

I really like embrace pet insurance and would recommend them
5

out of 5

POSTED: | BY: Beth

Happy I have Embrace!

Filing the claim through the app is easy. I get quick feedback and my refund is done quickly.
5

out of 5

POSTED: | BY: Gigi

Comprehensive Pet Coverage

I have had Embrace pet insurance For 3+ years for my cat Chloe and they have reasonable rates and always process claims quickly!! I highly recommend them for pet owners. It really puts you at ease when your pet gets sick. My cat had UTI and kidney issues and almost everything was covered.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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