Embrace | Pet Insurance Review

Quick and easy claim. Submitted yesterday approved today. My vet swears by your service and glad she recommended us to you. Even better, I get a discount through USAA. We also have a young female lab on Embrace insurance as well. We save $500 a year on both pets medical care costs. Thanks.

I did tons of research before deciding on Embrace, and I'm so glad I went with it because I've had no hiccups during the claims process - they covered everything I expected them to. I had no idea I would need the insurance so badly, but my cat ended up having a lot of major, unexpected and unexplained health issues only a few months after starting my policy. She even had to be hospitalized at one point. She's doing fine now, but I had to spend over $4k on vet bills for her this past year. Embrace made the process fairly easy, and again, my claims were accepted. I do recommend getting the RX coverage; it's not that much more, and medications definitely start to add up. I only have two complaints...one is that the cost did increase a decent amount in the new plan year, a bit more than I expected. But I'll still stay with them after they saved me thousands this past year. The second issue is more minor - they had a "vet tech" type consulting service you could call to help get input on a health issue and whether it seemed important to take your pet in. They took away this feature but are supposedly seeking a new replacement service. I did find the service helpful the one time I used it. But the insurance is the most important part...and they did deliver as promised. I'm happy, my kitty is happy, and my bank account is reasonably happy.

Needed to submit a claim for some medical care our pup received after a bee sting. The process was easy to follow and Embrace responded and fulfilled the claims quickly. Great reliable service!

Embrace pet insurance has been great with my beloved Sasha and me! My baby recently passed away and as you can imagine the pain is devastating; however, embrace pet insurance members have been amazing. They didn't only light a virtual candle for my baby but they also sent me a handwritten card with their condolences. Thank you so much for all the support and your beautiful thoughts. Johanna

We have had Embrace Insurance since our dog was a puppy and after 7 years I have not had any bad experiences. Claims are easy to submit and are processed in a timely manner. I have contacted customer service with questions and have always received professional and courteous assistance. In fact, today I asked for a pre-certification and received the answer within 30 minutes. So glad we decided to go with Embrace.