Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,006

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Tim

You all are the best

We have had embrace ins since 2014. We have used the healthy pet side of ins and we’re always very happy with service. In Sept of this year our pet Toby was diagnosed with a mass cell tumor. We decided to have him undergo surgery to remove it. We submitted our claims and we were truly grateful for the timely and efficient manner in which each claim was taken care of. Toby is on the road to recovery and we can’t express our gratitude more for the full and complete service we received. Thanks embrace for everything!!
5

out of 5

POSTED: | BY: Judy

Benign tumor removal

My year old dog Molly recently had to have a benign tumor removed. My husband and I were worried about her since she’s our fur baby but we didn’t have to worry about a large veterinary bill. Embrace Pet Insurance covered a large portion of our bill after we paid our annual deductible. I submitted the bill after her surgery and Embrace approved it quickly and I had a reimbursement check soon after. They are a wonderful company and all my contact with them has been very positive. Thank you Embrace!
5

out of 5

POSTED: | BY: Bill

Without you we would not have our Buddy.

Every Embrace employee helps us as if our Buddy was theirs.
5

out of 5

POSTED: | BY: Judith

Top of the line

They are great, I've dealt with other Insurance companies for my pets in the past, and Embrace is far superior. They are compassionate, easy to deal with and speedy.
5

out of 5

POSTED: | BY: Janet

prompt in paying no hassles great customer service extremely satisfied

Great coverage prompt paying great customer service
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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