Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,325

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jean

Paid with no problem!!

My Dachshund has had Embrace insurance since she was 7 weeks old, and she's 11 now. We've been fortunate not to have any huge claims until a few weeks ago, when a bad case of pancreatitis almost killed her. Embrace reviewed and paid each claim promptly with no questions and no problems. We'll be continuing our policy!!
5

out of 5

POSTED: | BY: David Oravecz

Very pleasant to work with

I was impressed how easy the staff were to work with and how friendly they were
5

out of 5

POSTED: | BY: Lee Anne

Love Embrace Insurance

I wouldn't own a dog without having Embrace pet insurance. I tell all my friends and family how satisfied I am with the service Embrace provides. They are very reliable and quick to review claims.
5

out of 5

POSTED: | BY: Lisa Paredes

So very grateful we had Embrace coverage! The process was very easy and we couldn’t be happier with Embrace Pet Insurance!

Our Shih Tzu ingested poison, and we feared he would pass away. It was so scary! We took him to vet and thankfully they were able to flush his system out. What a huge blessing our Embrace pet insurance covered the bills.
5

out of 5

POSTED: | BY: Maryellen

Terrific excellent responses never had issue

Can honestly say I have no issues I put in a claim and it gets processed and that is it if there is a question they call the vet very happy with them would highly recommend giving them a chance I think they are a top insurance company for your pet
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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