5
out of 5
POSTED: | BY: Sara
Quick, convenient, and easy
The customer service reps were very prompt and helpful. The app is very easy to navigate, and it makes the claim submission process go so quickly!
4.9
out of 5
Number of reviews 19,755
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Mary
Our claims were handled promptly!
Our claims were handled promptly!
5
out of 5
POSTED: | BY: Ami
Embrace helped my old guy!
Embrace is so wonderful. My Australian Shepherd is a retired agility dog- and I want to give him the best care possible after years of amazing competitions. When he developed a heart issue- Embrace helped cover the costs of multiple EKGs and echocardiograms and vet visits. I thought i was going to lose him, but having Embrace at my side, I was able to do anything possible to get him feeling great again! So thankful!
5
out of 5
POSTED: | BY: Ana
Very nice service and very accurate claim covering.
Embrace offers a very nice and comprehensive customer service. The claims are easy to request and the covering is very accurate and very adequate to clients. I am very happy with this service :)
5
out of 5
POSTED: | BY: Julie
Claim
It was nice to see that the reimbursement for my claims were as expected. Nothing hidden that was not covered. So up front I was well informed so there was no surprise when the claim was reviewed. Thank you!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.