Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,318

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: David Nuce

Embrace Pet Insurance

We've been with Embrace for a few years now. Our Molly is diabetic and requires daily insulin injections. We've never had a problem with claims. The process is very user friendly and quick. We would never consider switching to any other company.
5

out of 5

POSTED: | BY: Carin Hill

Pet Health Made Easy

Embrace pet insurance has been the best choice we have made as new pet parents. The staff is so kind, responsive, and quick when it comes to questions, concerns, and claims. It could not be easier to submit claims, either. Mere minutes. I could not be happier. I also love the connection between Embrace and our Veterinary staff. Wonderful team approach. Thank you, all, for caring for our girl, Charlie.
5

out of 5

POSTED: | BY: Carol Thompson

I’ve been using embrace for over eight…

I’ve been using embrace for over eight years. They have been wonderful. I’ve never had a problem. I’ve received honest and rapid responses to all requests for reimbursement of costs. I am so pleasedWith embrace and recommend it to all my friends who have animals.
5

out of 5

POSTED: | BY: GR

Embrace has been a godsend

Embrace has been a godsend. Our dog Neo had an allergic reaction to a lepto vaccine, which resulted in multiple visit and very expensive treatment. Neo pulled through and the financial burden was alleviated by Embrace. The claims process was extremely intuitive and payments posted to our account within two business days. Recommend A+
5

out of 5

POSTED: | BY: Tom Martin

Exspensive

Expensive

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.

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