5
out of 5
POSTED: | BY: Jane Chase
Wonderful pet insurance company
Excellent and prompt claim service. Easily navigated web site and app.
4.9
out of 5
Number of reviews 20,318
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
2
out of 5
POSTED: | BY: Janice / Thomas White
Only items I got coverage on was the…
Only items I got coverage on was the vet visits. No RX's or wellness medications / foods. You would cover if he got flea's or ticks but not the RX needed to prevent it. I was shocked.
5
out of 5
POSTED: | BY: Lorin Evans
All of my experience with this group…
All of my experience with this group has been fantastic. If I had any questions I received an answer immediately. No call you back with any answer or we’ll get back to you. Plus, they got back to me about Noel’s health. Love it!
5
out of 5
POSTED: | BY: Karen Mckendrick
Claims were easy and fast on my…
Claims were easy and fast on my refunds. Very happy!
5
out of 5
POSTED: | BY: Patricia
Embrace processed my claim & the check was in my bank account in a few days.
I really appreciate how quickly the emergency hospital faxed you the big bill for Bailey the same night they saw her. Then I was impressed how quickly Embrace answered letting me know you'd received my claim & it showed up in my bank account within a few days. That really helped a lot so I could get my large credit card bill paid from that emergency. I'm so glad I got your insurance when I adopted Bailey. It gives me piece of mind in scary emergencies like I had that day.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.