5
out of 5
POSTED: | BY: terry
A LITTLE EXPENSIVE BUT GOOD
I would prefer an insurance that one could carry a card and it just be accepted for payment rather than a reimburse after the fact
4.9
out of 5
Number of reviews 19,864
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Taryn
Terrific coverage/service
We have had Embrace for years. Have NEVER had an issue. We just lost our beloved Cheyenne whom we had extensive treatment for in the past couple of years and not once was questioned or denied. They are terrific and we highly recommend them to our fur baby’s owners.
5
out of 5
POSTED: | BY: Jacqueline
Glad I went with Embrace. Very glad.
Embrace has been so great. I have senior cats that need more care these days and Embrace really stepped in with the ease of claims and process. I recommend Embrace to any pet parent.
5
out of 5
POSTED: | BY: Patricia
Extremely satisfied with ease and speed of my claim.
My new puppy chewed and ingested a piece of his puppy chew toy that became lodged in his tummy, requiring surgical removal. I faxed the claim documents and bills to Embrace on a Monday, received an email the next day that my claim was processed and would be covered, and received a check in one week. Incredible service that I will definitely recommend to anyone looking for pet insurance.
5
out of 5
POSTED: | BY: Cheryl
Embrace is best
Nothing but positive things to say about Embrace. Tried two other pet insurance companies. Not Good. 11 years ago signed up for Embrace. Very very happy that I did
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.