5
out of 5
POSTED: | BY: patricia
Embrace is helpful, prompt,informative, supportive and very easy to use for my pets.
Embrace is a very good pet insurance company
4.9
out of 5
Number of reviews 19,755
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Donda
Fantastic
I have always been pleased with the coverage and the communication if I had a problem. The best coverage of any pet insurance I have researched.
5
out of 5
POSTED: | BY: Cindy
Simply amazing
I have had my girl Dexie insured since she was a puppy, Embrace has helped me through many, many claims and NOT ONCE have I encountered a problem with them! Wonderful!!!!
5
out of 5
POSTED: | BY: Charlie
Reliable insurance
Thanks Embrace! Ageing is not nice, I am the older cat in the neighborhood and you have me covered every time I needed.
5
out of 5
POSTED: | BY: Melanie
If you own a pet get your embrace policy.
So glad we have our embrace policies for our two doodles.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.