5
out of 5
POSTED: | BY: David
Very pleasant to work with
I was impressed how easy the staff were to work with and how friendly they were
4.9
out of 5
Number of reviews 20,006
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Lee
Love Embrace Insurance
I wouldn't own a dog without having Embrace pet insurance. I tell all my friends and family how satisfied I am with the service Embrace provides. They are very reliable and quick to review claims.
5
out of 5
POSTED: | BY: Lisa
So very grateful we had Embrace coverage! The process was very easy and we couldn’t be happier with Embrace Pet Insurance!
Our Shih Tzu ingested poison, and we feared he would pass away. It was so scary! We took him to vet and thankfully they were able to flush his system out. What a huge blessing our Embrace pet insurance covered the bills.
5
out of 5
POSTED: | BY: Maryellen
Terrific excellent responses never had issue
Can honestly say I have no issues I put in a claim and it gets processed and that is it if there is a question they call the vet very happy with them would highly recommend giving them a chance I think they are a top insurance company for your pet
5
out of 5
POSTED: | BY: Lisa
Fantastic Claim Service
Very satisfied with Embrace Pet Insurance claim process.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.