5
out of 5
POSTED: | BY: Margaret
Experience with Embrace has always been excellent
Embrace insurance has always treated me and my pets very, very well
4.9
out of 5
Number of reviews 20,001
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: J
No sentence needed. Just one word, superb.
I was a late arrival to the pet insurance idea. I was watching one of those Pol vet shows while a pet parent broke down because they couldn't afford their pet's treatment. I think I cried twice as hard as they did as I was thinking of how I'd feel if that was me. After that I started my research for insurance for my fur baby. They all seemed pretty standard but rigid in their offerings. I was looking for something more flexible to fit in my budget, looking for more bang for my buck but still had good reviews. I found Embrace. I could tailor my plan to what I thought fit my 9yr old dog might need. I felt better after signing up even though my dog is in good health. I didn't have to use it for 8 months but now my baby has a diagnosed cataract. I contacted Embrace for Pre-Certification and on the same day they authorized the $4,130 testing, medication and surgery. I can't tell you the relief I felt that I will be able to help my baby because Embrace Pet insurance is there to help.
5
out of 5
POSTED: | BY: Linda
Excellent coverage, easy claim procedure, and pleasure to deal with.
I belong to a lot of dog groups on FaceBook, anytime anyone asks for recommendations for pet insurance I always recommend Embrace. I tell them how affordable you are and how good the coverage is. Choosing Embrace was a great decision.
5
out of 5
POSTED: | BY: Nancy
Embrace has been very helpful...an awesome pet insurance!
Of the choices for pet insurance, they have been very helpful and understanding in all situations! I highly recommend them!
5
out of 5
POSTED: | BY: Teresa
EMBRACE IS THE BEST!!!!!!!
We have 2 cats (Misty and Lacey) insured by Embrace. I chose Embrace when they were kittens because of the positive reviews. I want to add to those positive reviews! The first four years, our girls had no health issues. But shortly after turning 4, Lacey (our himalayan) started having seizures and bouts of pancreatitis. It was terrifying and we made many trips to the animal hospital and her local vet. After extensiive testing, they determined she was epileptic as no other cause for the seizures could be found. They put her on anti-seizure pills and put her on a special diet to help control her pancreatitis. A year later (unrelated to her other issues) she had to have eye surgery due to a corneal sequestrum. She is now doing great and is happy and playful (luckily her sister Misty has always been healthy!) But during those times when her health was faltering and we were so worried about her, the one thing we did not have to worry about was the financial hardships of her care because of Embrace! They covered her care (according to the plan we got) and approved every claim submitted! They were AMAZING!!! I cannot tell you how much it meant knowing we could count on them!!! They were also kind and caring anytime I needed to speak with them. I now tell everyone I know or see with a pet about EMBRACE!!! I am like a "walking advertiesement" because I have had such an AMAZING experience with them!!! Thank you EMBRACE for taking care of us so we could take care of our Lacey when she needed it the most!!!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.