5
out of 5
POSTED: | BY: Brenda
Best insurance
They process your claims in a timely manner.
4.9
out of 5
Number of reviews 20,001
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Ken
Great investment
Excellent company. I use them for my dog and cat
5
out of 5
POSTED: | BY: Davis
KEEPS GETTING BETTER
Embrace keeps getting better! They include payment for meds, accept credit card payments without a surcharge, have lessening deductibles when no claims presented, pay the veterinarians exam fee and more.
The claims process is "faster than my ex"...insurance company that is! I transferred coverage of all of my dogs from another bogusly high rated insurer that doesnt pay the vets visit or ER fee and outsources to the Phillipines..
LOOK, GREAT COMPANY, GREAT PEOPLE, AND A WARM EMBRACE AS OPPOSED TO A COLD SHOULDER!
5
out of 5
POSTED: | BY: Patricia
Great Pet Insurance
Embrace is great insurance coverage for your pets. Their claim turnaround time is great, and as I previously worked for an insurance company, I can tell you that you are only as good as your claim department. Thank you for being here for us!
5
out of 5
POSTED: | BY: Ashley
Reliable Service
Policies are very clear so usually claim results are no surprise. You get what you expect. Customer service is good.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.