5
out of 5
POSTED: | BY: SOFIA PAPADIMITRIOU
Exhalant insurance
Embrace has been good to me. I’ve been with them for 4 years now. Claims processing has been extremely helpful in ensuring I get paid back appropriately.
4.9
out of 5
Number of reviews 20,318
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Cheryl Schlosser
Excellent pet insurance
Excellent pet insurance - very fair handling claims and reasonable rates for the coverage they provide,
5
out of 5
POSTED: | BY: Carolyn
Great options & Wellness Plans
Great options for emergencies and a wellness plan for "everyday care" to help keep a happy pet and owners;our pets are part of our families, and they are treated like that here.
4
out of 5
POSTED: | BY: Jacob
Staff is very friendly and quick to…
Staff is very friendly and quick to respond
5
out of 5
POSTED: | BY: T. Ridout
Vet School Bill Surprised by Great Reimbursement and Prompt Reimbursement
We recently had to go to a vet school and our border collie heeded eye surgery. We were dreading the bill or estimate as we had heard some outrageous fees from others. Not only did we get reimbursed very fast, the hospital sent the forms in for us unlike our regular vet. We were so pleased that an expensive procedure only cost us a few hundred dollars! I would definitely recommend Embrace pet insurance to protect your costs for that most important fur baby in the family.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.