Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,319

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Wesley Dennison

Look elsewhere for pet insurance.

They are helpful up to the point they don't want to cover a claim. Then they wont answer your calls or emails. They apparently have your number marked as do not answer and will leave you on hold forever, no matter how many times you call. I would not recommend this company to anyone.
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5

out of 5

POSTED: | BY: Misti Harrelson

Without a doubt

Without a doubt, getting pet insurance through Embrace has been one of the best decisions in my life. This insurance has come through without fail and as they say they will. If you do not have Embrace, I strongly urge you to take the time and burden off you and your wallet and sign up for Embrace.
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5

out of 5

POSTED: | BY: T Smith

The embrace portal is simple to…

The embrace portal is simple to navigate. The process of sending claims is very easy. The support team was sensitive, caring and helpful. I will use embrace for all of my pets.
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5

out of 5

POSTED: | BY: J.W.

Embrace Pet Insurance is AWESOME!!!

Six weeks ago, my hound started having eye problems. After 3 visits to the vet and a trip to Emergency, it was determined that he has glaucoma. He was then referred to an ophthalmologist. He needed emergency surgery in order to save his vision. As you can imagine, all of this was VERY EXPENSIVE! Thank goodness for Embrace Pet Insurance!! The process for filing claims is easy and the claims were processed very quickly. I received reimbursement in less than a week!! I'm highly impressed with Embrace Pet Insurance. I couldn't be happier with the awesome coverage and service!
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5

out of 5

POSTED: | BY: Martin T

Great experience w/ Embrace

Multiple insurance claims filed and Embrace has been on top of every one of them. It's nice since with an unwell pet you need all the help you can get to minimize the stress you're already feeling from that experience. Embrace has been quick and efficient.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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