Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,001

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Linda

Amazing

We love embrace , so thankful that we took this policy out on our maltipoo, not knowing that she would develop diabetes.i wouldn’t wish that disease on anyone , it’s soo hard seeing our little sweetie go thru this . Thank you for everything , we are thankful , Most sincerely , Sophie’s Mama , Linda
5

out of 5

POSTED: | BY: Aileen

My subsequent experiences post sign on have been exemplary.

I am going to be brutally honest. When I first signed up for pet insurance with Embrace I was disappointed and thought buyer beware and I am stuck. Ever since that initial experience they have been wonderful. Claims have been paid, fast and via direct deposit. I never even see it come in it's just there. When I needed to increase his wellness benefit outside a renewal period. Done no problem. I am hoping to add more to this very soon. My vet even submits my claims for me.
5

out of 5

POSTED: | BY: Liz

It was a pleasure to deal with Embrace Insurance

My first dealing with a claim and it was easy and. Got great help answering questions when filling out my first claim, I am very pleased with your service, thanks Liz
5

out of 5

POSTED: | BY: Lori

Great Investment

I was a little nervous about Per Insurance, but Embrace has made me a big fan. They are fast in processing claims and payments. Their website is easy to use. They are responsive. I have recommended Embrace to multiple people.’
5

out of 5

POSTED: | BY: NIta

Don’t Go Without Pet INsurance

My Abyssinian was involved in a serious car accident. Two surgeries and many vet visit he is doing much better. Thank you Embrace for you outstanding service. Could have done it without you.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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