Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,001

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Christal

Embrace gives me peace of mind and has always covered my claims in a timely matter

My Great Dane was recently bitten by a Copperhead and Embrace didn’t waste any time getting my claim covered and I had my money in the bank within a couple days of it being approved!
5

out of 5

POSTED: | BY: Kelley

Great Follow-up Service

My claim was originally considered "not covered," but the staff did a great job of following-up with the vet for details on what procedures were done.
5

out of 5

POSTED: | BY: Vickie

Great Customer Service with Fast and Easy Claim Resolution

What I like about Embrace is that I was able to customize the policy terms to suit my needs and come up with a price that is affordable. Sending in claims is always easy and since I opted for direct deposit of my reimbursements, there is an even quicker turn around time to receive my money. Payments are also easily deducted from my checking account on a monthly basis so there is no monthly check to write. I checked into many other companies when I decided to purchase pet insurance, so I did my homework. My daughter also purchased Embrace for her dog upon my recommendation. Customer service individuals have always been pleasant and helpful when I have needed to speak to someone. I like their informative e-mails, offering pet information covering all aspects of pet issues to keep you informed.
5

out of 5

POSTED: | BY: Martha

Awesome Pet Insurance

Our puppy had an unfortunate accident resulting in expensive surgery. Embrace reimbursed me as promised in my policy within a few weeks. I almost feel guilty that the claims they paid me far exceeded the cost of our policy. Embrace saved me from financial disaster. I highly recommend Embrace Pet Insurance!
5

out of 5

POSTED: | BY: Karyn

Responsive, great package for the money.

Best insurance at a good price. Extremely responsive when filing a claim and get a check
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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