Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,319

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Michelle Dent

Embrace Rocks!

My experience with claims processing was excellent. Embrace kept me up to date as the claim was being reviewed and processed. I was pleasantly surprised when the claim arrived earlier than expected. Overall, Embrace is a great pet insurance company that provides quality customer care to its customers.
2

out of 5

POSTED: | BY: Kaitlin Hendricks

Very difficult for them to obtain…

Very difficult for them to obtain information about the dogs. I had to do all the hunting and coordinate between them and the vets office. It is difficult to provide what they need for wellness benefits if not a vet office. For example, Petsmart does not commonly complete invoices.
5

out of 5

POSTED: | BY: Michelle

Our golden retriever stopped eating and…

Our golden retriever stopped eating and began vomiting. she was also having loose stools we brought her right into the vet. We were directed to go directly to the main hospital fot Evaluation. They did ultrasounds bloodwork x-rays and felt she had an obstruction. Luna was able to pass small bits of plastic she must’ve found and did not require surgery. Embrace took care of 80 percent of the cost! what should have cost 1000.00 cost us 200.00 and Luna is healthy again!
5

out of 5

POSTED: | BY: Joseph

A must for new puppy / kitten owners

A must for new puppy / kitten owners! Great value and fast claims settlements.
5

out of 5

POSTED: | BY: Lynne Cannone

Embrace Review 082321

We have had Embrace Pet Ins. for our dogs for the past 5 years. Their “Embracers” are kind, compassionate, professional and efficiently expedite our pets claims. Very recently one of our beloved dogs became very ill, very quickly and all submitted claims were processed immediately. Unfortunately, he passed away. When I notified them, Embracer, Kelsey was kind, sympathetic and professional. Kelsey immediately updated our policy, prorated the unused portion and credited our account. It help covered our beloved pets final expenses which was a blessing. We are glad to have found a compassionate company keeping pets protected. We are thankful for the peace of mind knowing our other pup is also protected especially as she ages. We wouldn’t hesitate recommending this compassionate pet insurance company.

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.

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