5
out of 5
POSTED: | BY: Jen
Thanks
My clIm was processed fast and I received payment a day later. This is why I have insurance. Thank you!
4.9
out of 5
Number of reviews 19,755
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Wendy
Knowledgeable, patient assistance
We visit dog park daily & I will highly recommend Embrace. I did quite a bit of research and Embrace stood out in multiple ways . No annual claim results in an annual $25.00 deductible, no penalty for senior dogs etc.
5
out of 5
POSTED: | BY: Fred
Wonderful support
After checking on past claims Embrace contacted the vets in question to resolve issues of incomplete documents. They also searched the year in claims to see if any have not been processed. We have a monthly injection that the vet hospital hadn’t faxed in a few times. Embrace called them and got all the info missing so the claims could be processed. They sent me copies of the contacts so we were assured all the outstanding questions were answered. They called us with updates of their progress as they searched down all the missing vet hospital claim forms. Great service ,friendly helpful people .
5
out of 5
POSTED: | BY: glen
It's nice to have pet insurance with an excellent insurer
I purchased pet insurance for my 12 yr old Lola, an English Springer Spaniel, and unfortunately I've had to use the insurance for a ruptured ACL and for Cushings Disease. Embrace has been wonderful in all aspects. Lola gives them 10 woofs.
5
out of 5
POSTED: | BY: Pres
Prompt and friendly service
Claims filed from my Vets office, coverage check comes directly to me. Perfect!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.