5
out of 5
POSTED: | BY: Lowell Deemer
You were there when I needed you
You were there when I needed you
Read more on Trustpilot
4.9
out of 5
Number of reviews 20,318
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
5
out of 5
POSTED: | BY: Elizabeth Almond
Embrace Pet Insurance is Amazing
Embrace Pet Insurance was recommended to me by my Veterinarian and I am
delighted with their very comprehensive and fairly priced policies compared
with other insurance policies. Unfortunately, shortly after enrolling in Embrace
my cockerpoo was bitten by a rattlesnake but thanks to my wonderful vet and
insurance with Embrace she made a tremendous recovery. Making a claim was quick and easy and I was very surprised to receive a check so quickly.
Embrace also provides an excellent customer support system and I am so
happy my dog is protected by Embrace.
5
out of 5
POSTED: | BY: Norma L
Outstanding service
My dog required surgery that was several thousand dollars. Fortunately I had purchased Embrace Pet insurance when my dog was a puppy. My vet, myself and Embrace worked together to have the surgery preauthorization. That step was done very quickly. Upon completion of my pet’s surgery, I submitted my claim to Embrace, who reimbursed me for my eligible amount. That step happened within seven days. Embrace was excellent to work with. They were very straightforward. I recommend them to anyone seeking pet insurance.
5
out of 5
POSTED: | BY: Carolyn Green
Quick respotime
My dog suddenly began acting odd and hanging her head low. No visible injury nor was she doing anything that could have resulted Iin a slipped disc other than being spooked on a nature walk and turning her head quickly and sharply.2 visits to emergency didn't give diagnosis, but follow up visit to her own vet indicated a neck injury. Those three claimes were submitted and paid out quickly. An MRI was done to show where in the neck the injury was-slipped disc. That claim was paid out quickly as well to help pay for my dog's sur. Just wish I had set more aside in insurance, but never thought my dog would've had that kind of injury at only 3 years if age. But Embrace gave me confidence in knowing that my dog would be taken care of. Get Insurance for your pet; you never know what an everyday walk might bring.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.