5
out of 5
POSTED: | BY: natalie
It was a pleasant experience
It's a pleasure to do business with Embrace . Lovely people to help you out with and question,s you have for them
4.9
out of 5
Number of reviews 19,862
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Heather
Great company
Fast claims processing. All around great company and well worth the cost of premium!
5
out of 5
POSTED: | BY: Dale
Outstanding
Great service and great people at Embrace
5
out of 5
POSTED: | BY: Sylvia
Great Customer Service
Embrace is a great policy for any pet. The claim process is very easy. The staff is professional and friendly.
5
out of 5
POSTED: | BY: Derrill
Great service and over-all wonderful company.
I had another company for 13 years with my former dachshund. Was never satisfied with their slowness AND the reimbursement was almost nothing. My sister has EMBRACE for her dog, and once I got Teddy, I knew I would use Embrace. Very easy to submit a claim, great price and fantastic customer service. All I could ask for in a Pet Insurance company. I thank you and USAA as well.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.