Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,325

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Melisse Shapiro

Five star service start to finish

From the minute my wonderful dog got ill and I started having to deal with the vet bills, Embrace has made everything so very very easy for me. They are thoughtful, kind, quick to respond and quick to pay on claims -- I simply can't praise them enough.
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3

out of 5

POSTED: | BY: Gabriela Reyes

Im very happy so far about this company…

Im very happy so far about this company , the only thing I can say that I'm not is they're window period and how they determine pre-existing conditions . Also when I first started this policy , I was not advise on my different options , but so far so good .
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5

out of 5

POSTED: | BY: Phil Strick

I like them!

I submit the claim on line and get an immediate acknowledgement. Takes about two weeks and I get reimbursed. Very pleased with Embrace.
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5

out of 5

POSTED: | BY: Jerry Stenerson

she was very kind and helpful.

she was very kind and helpful.
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5

out of 5

POSTED: | BY: Amie Hodge

Derek at Embrace Pet insurance helped…

Derek at Embrace Pet insurance helped me with my claim for my two cats. He was very nice, considerate, patient, and understanding. He was very helpful with my claim and informed me of the results. I was very comfortable with discussing my claim with him and felt very confident in the service and attention I got for my claim. Thank you!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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