5
out of 5
POSTED: | BY: Misty
Best insurance experience!
EXCELLENT!
4.9
out of 5
Number of reviews 20,001
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Nicole
I wish I’d known about Embrace years ago!
We’ve got an old English bulldogge puppy and wanted insurance for her. Our ins company told us about Embrace. I’m so glad we went with them. Our pup had a really rare experience called dry drowning. She almost died, and it was a very scary experience. We took her to our local pet hospital then had to drive her to a bigger town with a bigger hospital over an hr away. She barely made it. The Drs made no promises that she’d make it. She was on oxygen for 5 days and has made a full recovery. I’ve got the Embrace app and sending them the bills we received was so amazingly easy. After everything that happened we quickly passed our deductible. Within a week Of sending them the info they needed we’d get our claim money. We had just been through so much it was very appreciated! Customer for life right here.
5
out of 5
POSTED: | BY: Warren
Very Easy to Make a Claim. Payment in 10 days.
Recently, our 15 year old tabby had a medical emergency. All bills were paid timely. Prescription medication was also covered. It is not an exaggeration to say the cat survived thanks to the vet and Embrace.
5
out of 5
POSTED: | BY: Angie
Best Pet Insurance
I did a tremendous amount of research on pet insurance before deciding on Embrace. I have not been disappointed with my choice. I didn't have insurance with my previous dogs and it cost me a small fortune when cancer and spinal problems struck. I learned my lesson with my current dog. Embrace has covered everything from nasal surgery (I have a brachycephalic breed) to dermatological conditions to emergency vet visits. They are very upfront about what they will and will not cover. As long as that is understood, there isn't an issue with getting a claim approved. And starting a claim is extremely easy, which I also appreciate. I have told many people about Embrace and will continue to do so.
5
out of 5
POSTED: | BY: Nancy
The pet owner experience with Embrace met all my expectations!
My veterinarian recommended Embrace when I adopted my puppy. In the first year, i've submitted 3-claims. Claims were paid out, as outlined in my coverage, without contest or delay. My experience with their customer service staff has been exceptional!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.