Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,332

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Alex

Fast Money & Great Customer Service

My puppy Nala has had multiple overnight animal hospital stays and Embrace made the claim process very simple and streamlined. The reimbursement checks arrived fast, and customer service is too notch!
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5

out of 5

POSTED: | BY: Nelson A Guifarro

Embrace Pet Insurance great prices

Embrace Pet Insurance has competitive prices. I highly recommend this company to protect your fur baby health.
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5

out of 5

POSTED: | BY: S. Karin

Peace of Mind!

My cairn terrier has been insured for 4 1/2 years with Embrace and I am very pleased with our experiences. Every claim has been handled timely and any reimbursement is direct deposited back into my account. I only wish my past dogs had been insured!!! I have only good things to say about their coverage and the people who work for the company.
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5

out of 5

POSTED: | BY: Steve Gershman

Excellent Customer Service! The Best!

Simply the best, great customer service! Claims are handled quickly and are accurate with reimbursement! Highly Recommend!
5

out of 5

POSTED: | BY: Elise Barrett

Embraces is the best pet insurance available.

My vet said that Embrace was probably the best pet insurance he has ever seen, and after being with Embrace for over two years now, I couldn't agree more. I take my dog to the vet for his annual checkup and then submit my receipt to Embrace for the Wellness plan and within 5-7 days, the money was in my bank account. This is the norm with these folks, as they truly get it right. I have both the Wellness plan and the regular insurance for accidents and illness, and again, they are simply wonderful. I would highly recommend this insurance, and it's reasonably priced!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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