Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,332

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Angelique Naranjo-Segura

I had an excellent experience receiving great service and package.

I had an excellent experience receiving information from our All State Insurance agent for all our insurances but then I researched best pet insurances to find Embrace on the top. I called around to veterinarian hospitals near me and Embrace was always accepted. So, in Embrace's website it connected me to a great representative, Joe, who was very informative, professional, detailed, and patient. Therefore, I closed the deal and picked an excellent package for our new baby girl, Athena, a Doberman Pincher. She turns 6 weeks next week. She will have her first vet, wellness appointment and first vaccinations and fecal test. We are so excited to keep her healthy and feel safe to know she is covered 100%.
5

out of 5

POSTED: | BY: Den

Embrace--- has--- and in my opinion

Embrace--- has--- and in my opinion ; truly practices the real American business values of yesteryear that made our country a wonderful place that in many times seemed to have faded with many other businesses.
5

out of 5

POSTED: | BY: Cynthia Griffin

I can’t say enough about how much I…

I can’t say enough about how much I appreciate and value this company. Embrace has been compassionate and thorough. We are so so grateful for the protection and peace of mind.
5

out of 5

POSTED: | BY: Tim Meehan Tim

Great customer service

Great customer service. Straight forward information you need without the hype and pressure. Very satisfactory experience. Highly recommend. 👍🙀😎
5

out of 5

POSTED: | BY: Lily Aparicio

Best Pet Insurance

I could not be happier than coming across Embrace Pet Insurance. My representative, Cat, was knowledgeable, very professional, and most of all so sweet and caring on the phone. Embrace has the best rate that I have seen for pet insurance, and I have researched many. I recommend them highly.

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.

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