5
out of 5
POSTED: | BY: Ashley
Reliable Service
Policies are very clear so usually claim results are no surprise. You get what you expect. Customer service is good.
4.9
out of 5
Number of reviews 19,862
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Samantha
Claim
Super easy and convenient
5
out of 5
POSTED: | BY: Amy
Don’t Hesitate To Get This Insurance
I didn’t know if I should get pet insurance for my new puppy or not. I decided to get insurance as well as a wellness plan. I am so glad I did. Filing claims is easy, and customer service is flawless. Don’t hesitate to select Embrace if you are considering pet insurance.
5
out of 5
POSTED: | BY: Rosemary
Excellent service without long delays
One of our cats is older and we have tried two other companies during her 16 years with us. Pet Embrace has given us the best service as well as the easiest-to-understand coverage. It's easy to reach a knowledgeable Embracer by phone, and claims have been covered quickly. This our fourth year with Embrace Pet, and we will stay with them as long as our pets are with us. We're so glad that we found them!
5
out of 5
POSTED: | BY: Deborah
Grateful for the assistance
Due to the 4th of July chaos, my puppy ate rocks. It took 24 hours of testing to be sure all rocks were thrown up. That cost 1000 dollars. Thanks to my pet insurance through Nationwide, I only paid 23 dollars. I'm extremely grateful for the assistance.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.