Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,000

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: John

Thorough organization. Responsive within reasonable time frames to inquiries. Listen to concerns/provide detailed explanations

As I mentioned, Embrace does respond and provide lengthy explanations on their coverages and policies. I had to appeal and ruling and was offered the opportunity to provide documentation in support. The interchanges were professional and complete. I have not been afforded all overages I sought but understand, once explained referring the policy, the whys (and why nots). It is an insurance company but seems to handle customer service better than others in this market. I also had a reimbursement request. - of a technical nature (I have two policies with them). After some discussion they came to a solution that is mutually beneficial. This is they way business should work. Find win/wins and implement them. Thank you
5

out of 5

POSTED: | BY: Joanne

Reliable !

Happy with the service . Easy to submit claims and fast processing of claims .
5

out of 5

POSTED: | BY: Jan

Amazing company.

This company is outstanding in every way. We lost our dog in February, and Embrace has helped me so much since that day. Every employee I have dealt with has been empathetic, professional, responsive. I even got a sympathy card from the person who dealt with my case. I could not give them a higher recommendation!
5

out of 5

POSTED: | BY: Steven

The Best Pet insurance

I'm sure there are a number of pet insurances out there, but Embrace quickly processes their claims and makes the payment as quickly as possible - for both wellness and other medical claims. Their service is easy to use and they provide you with updated forms each year you continue with them. I plan to stay with them for a good, long time. They are the best pet insurance to me!
5

out of 5

POSTED: | BY: ROBERT

I chose Embrace pet ins. for my dog several years ago and I am very satisfied with my decision.

I would recommend Embrace to anyone looking for insurance for their pet. Great company to deal with. Quick turn around times and great coverage.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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