5
out of 5
POSTED: | BY: Raymond Boris
Easy to file and quick results
Easy to file and quick results
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4.9
out of 5
Number of reviews 20,336
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Sheri
Our dog was bitten by a rattlesnake!
Our dog was bitten by a rattlesnake. We were able to get him to the veterinary hospital quickly and he received the anti-venum and other treatments on time to save his life. Embrace processed my claim very quickly so that I have money to help pay the credit card bill. Thank you to the Embrace employees that made that happen!
1
out of 5
POSTED: | BY: Ann
At every turn
At every turn, Embrace will find reasons not to cover claims. I've never had such a useless pet insurance company. Healthy Paws on the other hand are amazingly wonderful. I should NEVER have left them. I'm leaving Embrace. I'd rather pay for costs outright than deal with this sham of a company.
5
out of 5
POSTED: | BY: Jennifer Hamilton
Best Idea for Our New Puppy!
So happy we got Embrace insurance for our puppy. She has had 2 vet visits for little issues and both were covered - no problem. The process to submit a claim is so easy and the reimbursement is issued in just a few days!!
5
out of 5
POSTED: | BY: Andre Stlouis
Great customer service!
Great customer service with robust email communications explaining their process steps in addressing any claims or questions you have. When calling them directly, customer service agent spoke clearly, with easy to understand explanations to my questions.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.