Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,997

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Iris Santiago

My doggy babies are so happy with MyEmbrace Insurance & Wellness program.

I have my two doggy babies with MY EMBRACE insurance. I have had great customer support over the phone, email, and online. They were very caring, polite, and knowledgeable. I will keep my babies in this insurance and Wellness program. I recommend it to everyone who really cares for their pets like a family member. Thank you My Embrace Ins.
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5

out of 5

POSTED: | BY: Christina Mazmanian

Both of my cats got very sick

Both of my cats got sick, within only 2 weeks of each other with completely different illness. They both had dehydration and lethargy. One also had vomiting. My other baby had eye infection, consistent sneezing, coughing, bad mucus, unable to eat, high fever. Dr. Cornello was Wonderful!! So patient with my questions and concerns. She was able to help me know what I needed to do, so that both of my babies were able to come home, and not need a hospital stay. They called to follow-up and when I called to speak with the, about additional concerns, she got right back to me. I will not let anyone else take care of my cats! The staff shows a caring approach and are always so helpful. Dr. Cornello is the best!!!!
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5

out of 5

POSTED: | BY: Gary Krumm

Great company

They stood behind what they preached. Our 9 month old puppy suffered a blow to the head from one of our horses. We would up loosing him after he was in a coma for 48 hours. No questions asked after we submitted the claim. Received a check in the mail and a sincere email for out loss of our friend. We miss our puppy a ton and when the time is right our next pup will have the same insurance.
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5

out of 5

POSTED: | BY: Sheldon Cantor

very smooth process for filing claims

very smooth process for filing claims
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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