5
out of 5
POSTED: | BY: Bobbi and Brett Miller
Easy process-fast response.
Easy process-fast response.
Read more on Trustpilot
4.9
out of 5
Number of reviews 19,859
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Cathy
Claim processing
Website is user friendly and claims are processed quickly.
5
out of 5
POSTED: | BY: Pleased Customer, MD
Prompt
Prompt, pleasant, and efficient email support made the claims and payment experience easy during a tough time. Leah was especially helpful, but kudos to your entire claims administrative team.
1
out of 5
POSTED: | BY: Peggy
Waste of Money
I filled a claim for my dog it took two months for them to deny my claim. They advised my dog had preexisting issues that had nothing to do with the current issue. I wasted 10 months of premium for nothing.
5
out of 5
POSTED: | BY: Lisa Roberts
We recently had to use our insurance…great and fast service
We recently had to use our insurance for an emergency with our DoD. Embrace was amazing at getting back to us right away and sent us our payment minus our deductible within a few days. Great service!!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.