Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,997

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: PC

Excellent Service and Receipt of Benefits

Communication and confirmation throughout the claim process. I felt updated throuhout and all messages were returned promptly. Claim was settled in less than 2 weeks. Peace of Mind!
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5

out of 5

POSTED: | BY: Camanita Ieremia

The best care for our baby!

Embrace makes it easier to upload and submit for my babygirl's claims. It's great to know that she is covered when any emergency arise and also with her non-emergent appointments. I'll never regret getting her insurance. I just wished I'd done it sooner.
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5

out of 5

POSTED: | BY: Kim

Smartest decision I ever made.

Smartest decision I ever made. I can't say enough good things about this company. Without them I wouldn't have been able to afford the last three years with my dog, who just recently passed away at almost 15 years old. I recommend pet insurance to every pet parent I meet, and Embrace was amazing. Their claims process was simple and easy, and the coverage was fantastic. If you are someone who will go broke doing anything and everything for your pet, then get it. Eventually, every animal gets sick. I promise you, you will be so glad you got it.
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5

out of 5

POSTED: | BY: Cynthia L

Simple and Quick process

My precious boy is having some heart issues and the bill for diagnosis was quite high. Submitting a claim through Embrace was simple and the reimbursement came quickly. Thank you very much! Cynthia L
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5

out of 5

POSTED: | BY: Patti Burns

Pleased with Embrace Insurance.,

I’ve been so upset over my Paisleys ear problems scared for her and worried about the bills my Embrace Insurance has been a god send. Embrace has made claims easy and payments are done quickly. Thank you so much! Have no problem referring Embrace to my friends.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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