Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,329

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Haley

Great Company

This company has been very easy to work with and submitting claims is super easy. They are also very quick on getting reimbursement checks out once claims have been approved.
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5

out of 5

POSTED: | BY: Rodrigo Valdivia

My first time ever have pet insurance

My first time ever have pet insurance. Almost everything seems straightforward. I enjoy the availability of having a pet consultant who can answer my questions about high stress situations. So far its been a good experience.
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5

out of 5

POSTED: | BY: Patsy

Complete Satisfaction

Have been with Embrace for a number of years. Haven't had any problems. Answers my questions with quick response. Reimbursements done immediately. I made a very good choice for the care of my dear Eartha.
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5

out of 5

POSTED: | BY: Tiggaroo

Can’t thank them enough!

Because of Embrace I got an extra two years with my Chihuahua after she was diagnosed with Congestive Heart Failure. Now that she is gone I couldn’t be more grateful for that time. They are always fast to process claims and I have the money in my checking account within a week or less from when I submitted the claim.
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5

out of 5

POSTED: | BY: Lauren Hernandez

Embrace has been amazing and covers a…

Embrace has been amazing and covers a lot of vet bills when necessary. Thank you so much!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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