Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,325

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Rcarman

Great experience overall

Very easy and intuitive app, very clear and patient communication, 24 hour communication, quick and efficient claim processing. My only request is to offer higher wellness plans!
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1

out of 5

POSTED: | BY: Caprisha Grant

Waste of money canceling would not pay…

Waste of money canceling would not pay on either claims..Process ridiculous.
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5

out of 5

POSTED: | BY: Lcee

Helpful,professional staff.The response time was excellent,questions were answered with clarity.

This program has been helpful,not just when there is an immediate medical issue with our loving pets.Embrace provides educational, helpful and preventative- care information for pet owners during the year. . During a medical crisis, issue or concern with our pets,the staff have been helpful.professional and demonstrated a caring attitude. Their responses have been timely. Thank you for your caring service.
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4

out of 5

POSTED: | BY: customer

No lapse in plan

We changed our debit card and forgot to notify Embrace. They were patient and covered us without a lapse.
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5

out of 5

POSTED: | BY: Hannerose Littooy

Absolutely best service

Absolutely the best service from an insurance company ever! Claim of almost $9 grand was processed in less than 10 days.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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