5
out of 5
POSTED: | BY: Wilfred Thomas
It was quick and simple
It was quick and simple
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4.9
out of 5
Number of reviews 19,859
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Eliza Crockett
They cover a lot of pet medical…
They cover a lot of pet medical conditions for a good price. If you are with USAA you get a discount and priority response when you call. Can't beat it.
5
out of 5
POSTED: | BY: PC
Excellent Service and Receipt of Benefits
Communication and confirmation throughout the claim process. I felt updated throuhout and all messages were returned promptly. Claim was settled in less than 2 weeks. Peace of Mind!
5
out of 5
POSTED: | BY: Camanita Ieremia
The best care for our baby!
Embrace makes it easier to upload and submit for my babygirl's claims. It's great to know that she is covered when any emergency arise and also with her non-emergent appointments. I'll never regret getting her insurance. I just wished I'd done it sooner.
5
out of 5
POSTED: | BY: Kim
Smartest decision I ever made.
Smartest decision I ever made.
I can't say enough good things about this company. Without them I wouldn't have been able to afford the last three years with my dog, who just recently passed away at almost 15 years old. I recommend pet insurance to every pet parent I meet, and Embrace was amazing. Their claims process was simple and easy, and the coverage was fantastic. If you are someone who will go broke doing anything and everything for your pet, then get it. Eventually, every animal gets sick. I promise you, you will be so glad you got it.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.