5
out of 5
POSTED: | BY: Laurie
User friendly and very fast!
Very, very easy and very, very fast!
Read more on Trustpilot
4.9
out of 5
Number of reviews 19,859
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Lilyan Moore
Best one
Embrace pet insurance has been the best one that we have had.
5
out of 5
POSTED: | BY: Steve Trachtenberg
Embrace has been top notch for the last…
Embrace has been top notch for the last 3 years that we have been with them. Our dog Cody got very sick and everything was cover by Embrace without a hitch. That’s over 100+ claims. When you call with a question they are always so polite and professional.They are the BEST.
5
out of 5
POSTED: | BY: Rhiannon Clouse
Easy claim submission
Embrace is always quick to respond and reimburse expenses. Claim submission is super easy.
5
out of 5
POSTED: | BY: Melissa Lettinga
I was amazed in how quickly I was…
I was amazed in how quickly I was reimbursed for my claims especially after my dear Bichon Abbie Died. I felt well cared for and the card I received meant the world.
Thank you! Missy
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.