5
out of 5
POSTED: | BY: Jacquline Kirkland
Great communication
Great communication, great service. They always answer back in a timely manner.
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4.9
out of 5
Number of reviews 20,329
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Camilla
Highly Recommend
I’ve had no problems with Embrace at all. I adopted my dog from the humane society not knowing what I was getting other than he has allergies. I knew pet insurance wouldn’t cover the allergies since they’re pre-existing but I got it anyway because I can’t afford emergency surgery or an ACL repair, or any kind of organ failure. It’s a good thing I did! This dog is the best dog I’ve ever had, but he can be a very naughty boy. I’m so happy that Embrace has been so kind, reimbursing me $800 of the $1000 I’ve spent on emergencies in the last 5 months. Highly Recommend!
5
out of 5
POSTED: | BY: Leslie Armstrong
Embrace was a dependable insurance for…
Embrace was a dependable insurance for my elderly dog Snickers. They were fair in all of my claims and prompt with payment.
5
out of 5
POSTED: | BY: Jean Prewitt
Great service and support
I’ve been a customer for 3 years without much need for insurance. Then my rescue Corgi jumped off a bed and tore her ACL. Embrace acted quickly on surgery pre-certification and approving invoices, with checks following immediately. Great service and support.
5
out of 5
POSTED: | BY: Brent Roberts
Everyone in the claims department was…
Everyone in the claims department was helpful and treated us with the utmost respect. Had trouble submitting the initial claim because the vet wouldn’t send the visit info but even after 8 months embrace accepted our claim. Glad our pet is with them
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.