5
out of 5
POSTED: | BY: Michele in CA
Super easy site to use
Super easy site to use
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4.9
out of 5
Number of reviews 20,319
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Flavia G Geada
Excellent experience
Excellent experience! Have recommended a friend once I saw the great benefits Embrace has to offer.
5
out of 5
POSTED: | BY: Koi Sojer
I Love that they take care of the…
I Love that they take care of the reimbursement for my Vet bills.
4
out of 5
POSTED: | BY: Judy Yoon
Great customer service and claim process
I have Embrace for all 4 of my pets. Prior to Embrace, we were with a different company but decided to make the switch after doing more research. My recent claim for a my dog's MRI turnaround time was 4 business days which was totally unexpected. It was such a huge sigh of 1relief because of how costly the procedure was. Overall, I love Embrace because of their customer service and ease of submitting a claim which can be done on the app or website. Claims are processed and reimbursed within few business days. I took a star off because they can make some improvements on their app and website. The app crashes all the time and their website tends to either lag or hang..
5
out of 5
POSTED: | BY: Astrid
Customer Service *Thumbs up*
Customer service at Embrace is the best. Everybody is always really attentive and ready to help. Submitting the claim was also a really easy and seamless process.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.