Embrace | Pet Insurance Review

I’ve been using Embrace for 2 years now. I pay something around $100 a month. This includes Wellness dollars that reimburse up to a certain amount per year. It’s basically prepaying on a monthly basis for expenses like haircuts, vaccines, medications… I’ve never had anything denied. My little baby also ate some poison a month or so into the policy. They handled the claims as promised based on my deductible. No questions asked, just kind words for a healthy recovery. I’ve been shopping around, and see a theme with 1 star reviews on trust pilot. They seem to be irrational and bad at reading terms and conditions. As they all seem to be good, bad and ugly at times, I’m gonna stick with Embrace.

Embrace has been a great insurance to have for my 3 dogs. When our toy Pomeranian was mauled by a huge Siberian Husky, Embrace refunded us without any hassle.

I don't see how this company has gotten any 5 star ratings. I went through them because of being a USAA member and i received crazy good discounts. But like another client said they drag and draw out paperwork to the point it is frustrating. I've been a member for close to a year and half and between hearing, that issue is connected to a preexisting condition, you have not met your deductible amount, and oh that is part of our wellness plan. I have a wellness plan already why do i need another. All i wanted covered were my pups meds. As another customer stated don't be fooled by the low rates. I've faithfully made my payments every month on time and they drag their feet when it's time to pay. I would go somewhere else. I could keep going but what's the point, this is not the company you'd want to go through. God forbid your fur baby get's extremely sick and you need to get a quick reimbursement, it's NOT going to happen! Why USAA would align themselves with them is a mystery, because they definitely don't take care of their members.

Submitting the claim through MyEmbrace with simple and quick! Thank you!

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