Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,756

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Sarah Kelly

So thankful for Embrace!

Embrace has been amazing during a recent health scare with our cat. The claims process was simple and quick-- two things that were desperately needed during a time of stress and chaos!
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4

out of 5

POSTED: | BY: Acacia

Easy to submit claims

Easy to submit claims and staffs is very helpful and knowledgeable
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1

out of 5

POSTED: | BY: Candie O'Riley

my dog ate something toxic and we went…

my dog ate something toxic and we went to the emergency vet its been 3 months they keep putting it on hold cause they dont have notes from my vet on her puppy skeletal exam from a year and a half ago my vet didn't make notes cause he didn't find any issues. but the emergency visit had nothing to do with any possible preexisting conditions. the hold up is ridiculous but their payments come out every month same day no questions. ummm well they did not anymore I'm switching.. In response to there reply below You have been called many times. I get some excuse. And the reason you cant find it under this name is I use my real last name as little as possible online, but you have it on your sight its been four months now. We live in a military town and a close friend owns a doggie day care and we used to tell there clients about you, still going to but not in the same light, I canceled Im done with you.
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5

out of 5

POSTED: | BY: Michele Laurel

Fantastic customer service

After reviewing many insurance plans it became confusing and a bit frustrating. Once I contacted directly customer service my agent Ashlynn answered my questions and concerns which made my decision quite easy and she understood my monthly budget to fit a suitable plan A+
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5

out of 5

POSTED: | BY: Richard C. Walters

Prompt response and customer service.

Prompt response and customer service.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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