5
out of 5
POSTED: | BY: Steven M Kordis
Very simple process to file a claim.
Very simple process to file a claim.
Read more on Trustpilot
4.9
out of 5
Number of reviews 20,006
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4
out of 5
POSTED: | BY: Janet Stinchcomb
PET INSURANCE FOR STONE
JUST RECENTLY ADOPTED A BERNESE MOUNTAIN PUPPY FROM A RESCUE AND DECIDED TO INVEST IN PET INSURANCE SINCE THESE GUYS DO TEND TO HAVE SOME HEALTH ISSUES IN THEIR LIVES. DID A COMPARISON WITH OTHERS AND CHOSE EMBRACE FOR OVERALL GOOD COVERAGE. THE REPRESENTATIVE I SPOKE WITH WAS KIND, PATITIENT AND ANSWERED ALL MY QUESTIONS.
5
out of 5
POSTED: | BY: Diane S
Thank you for being there
Thank you for being there when I needed you Embrace! My online claims process was easy and refunded quickly. Thanks to Embrace I was able to get the life saving surgery my puppy needed. I highly recommend Embrace and my puppy and I thank you from the bottom of our hearts đź’•
4
out of 5
POSTED: | BY: Vilo
The good and not so good
The representatives are very good and helpful.
The telephone service is terrible. It is almost impossible to reach anyone and this really needs to be corrected
5
out of 5
POSTED: | BY: Leslie Walker
Embrace has been great and reimbursed…
Embrace has been great and reimbursed appropriately!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.