5
out of 5
POSTED: | BY: Deborah Horn
Great Service
Prompt responses, excellent service via phone and email.
Read more on Trustpilot
4.9
out of 5
Number of reviews 19,794
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
2
out of 5
POSTED: | BY: Rae Sires
Great experience
Great experience, just took 3 months too long
1
out of 5
POSTED: | BY: Dani
Stay away
Stay away! I was mislead by the nice sale team and now I am enraged!! My puppy had chronic diarrhea as a puppy only to find out she is allergic to chicken. I brought her to a gastrointestinal vet who said this was dietary and she has never had a problem since. When I was doing my due diligence. The sales team at Embrace told me that if there are no issues after one year we will cover her completely. Well, guess what? After having this policy for one year, we just went up for a review. Not only was I told she will never be covered for any gastrointestinal issues. They also mentioned that her dermatological issue will be covered after a year has passed. FYI, it was an ear infection!! Stay away from this company!! Everyone is nice until they have to pay. Bye Bye Embrace!!
5
out of 5
POSTED: | BY: Melissa W
Safety Net I was grateful to have
My dog was hit by a truck; she was hospitalized for 6 days before she was stable enough for surgery. The cost of care was so much more than I imagined or could afford. Having insurance made the decision of going through with treatment easier. Embrace's claims process is very simple. We continue to have costs associated with her rehab and I'm so grateful to have the cushion that pet insurance provides.
5
out of 5
POSTED: | BY: Jackie Corn
I just submitted my first claim
I just submitted my first claim, and the process was quick and user-friendly.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.