Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,744

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Luis L

Embrace has exceeded all my…

Embrace has exceeded all my expectations about a pet insurance company. My Dog Cashew just underwent surgery for an injured knee. From the beginning, estimates were approved and payments for what's covered have been received by direct deposit within 3 days of making a claim. Website interface is easy to navigate, customer phone service is helpful too. I'm real happy that I got an Embrace police for Cashew. I highly recommend Embrace.
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5

out of 5

POSTED: | BY: Mag

Best pet insurance ever

Best pet insurance ever, covered what our pet needed and after summiting a claim they send us a direct deposit very fast, if only human insurances could work this fast.
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5

out of 5

POSTED: | BY: KAREN VAN EEDE

Great experience with very knowledgable…

Great experience with very knowledgable agent
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5

out of 5

POSTED: | BY: Sarah Raabis

The claims process was very smoothand…

The claims process was very smooth and easy to understand. I will recommend Embrace to all my friends!
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1

out of 5

POSTED: | BY: Terry G

Do not purchase this insurance

Do not purchase this insurance! I paid for 6-7 months and never got 1 claim paid for. They are a rip off. My personal insurance company whom i insure my cars through has quit selling Embrace Pet Insurance after my experience. I would give them 0 stars if it were possible.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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