5
out of 5
POSTED: | BY: Barbara Luchetta
Fast review
Fast review. Explained what was covered and if not covered why it was not. Direct deposit prompt.
Read more on Trustpilot
4.9
out of 5
Number of reviews 19,755
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
3
out of 5
POSTED: | BY: Robert Stephen Mc Mahon
My vet said my dog never had this
My veterinarian wrote my dog has NEVER had a seizure. You have the letter. Yet because I asked a question, and her vet said kibble getting caught in teeth caused this, you wrote this as a condition. She has never had a claim for this because she doesn’t have it, but you ignored her veterinarians letter explaining reason for misunderstanding and just put it down as something that could expire. Again no claims just wanted it removed because not true. I feel as does my husband that your company looks for problems that don’t exist. Again nothing to do with a claim since nothing to claim. I don’t disagree with gingivitis although mild so have no problem with that. I will be giving GiGi a dental in the near future. I do disagree with a sore on her muzzle being equated with a sore in her mouth and you have a letter from the vet who saw her saying they are not the same.
Too many denials compared to friends and family who have Trupanion and Fetch. Your claims people are nice and they are polite we are just not happy when GiGi has conditions listed she does not have.
5
out of 5
POSTED: | BY: Renee Helms-Black
I made a claim and in a very short…
I made a claim and in a very short time, the claim was paid.
Easy Peazy! Thanks so much!!
Renèe
5
out of 5
POSTED: | BY: Carrie
The process for submission and…
The process for submission and reimbursement was very easy and the claim was paid fast which helped a lot during a stressful surgery and recovery for our dog.
5
out of 5
POSTED: | BY: Linda L. Lovewell
Change of payment method
Everytime I call, they are very kind and informative. No problems with anything. Ease in every aspect of service.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.