Embrace | Pet Insurance Review

This is the first time I have ever had pet insurance, and I did a lot of research before I chose Embrace insurance. I have had kitties for many years as my pets. At times I had to not take my pets in for exams due to financial balancing. I guess it all comes down to prioritizing the important things in life for anyone who makes the decision to adopt a pet. It's like not having health insurance for yourself, and not going to see the doctor because you cannot afford it. Ironically enough, I can afford pet insurance now that I am retired. When I was working, I had more financial obligations than I do now. Plus, pet insurance is not as expensive as I had been led to believe for many years. Now I even pay for a wellness plan so that for toenail trims and vaccinations for my kitty I am reimbursed 90% (you can choose what percentage you can afford). For me, it is worth it. I had to take my kitty, Buffie, who is 11 and a half years old, to urgent care about 10 days ago. It cost over $1000. However, she got excellent care, and although due to one of her diagnoses being a chronic one I was not reimbursed, at least half of the bill was reimbursed. Kind of like having dental insurance where the insurance will pay for half the cost of a crown, for instance. To me, it is worth it, and my kitty is better. The icing on the cake is the compassion and the passion of those who work for Embrace, which comes through in their communication with me. I cannot recommend Embrace pet insurance enough.

These days with all of the specialty care for our pets, it is essential to have pet insurance. And with big dogs come big bills! We've had Embrace pet insurance for our Leonberger for the past 6+ years, and our girl had TPLO surgery in April. I was able to quickly and easily submit our claim online, and Embrace took care of everything from there on out - contacting our vet to get the medical notes, etc. Claim was paid via direct deposit with no pushback at all less than two weeks later. Embrace made it easy.

Embrace is always prompt in settling multiple claims and has been thorough in reviewing all conditions.

I recently had to take my cat into the vet since he wasn't feeling well. This is the first time a vet visit was needed other than his regular annual visit. Embrace's app makes submitting claims really easy. I had a response and my reimbursement within a week. Pet parents should not have to worry about a stressful insurance process. Happy to report that my cat Quincy is doing well again! Thank you Embrace.

My claims were easy to submit. The amount covered was straightforward and explained clearly. Our experience made it clear why pet insurance is a good investment.