Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,867

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Donna Chesnut Kidd

First claim for cat

I filed my first claim for my cat two months ago. Knowing that with the first claim, insurance will need a full history and Embrace was honest and said that would make processing the claim take a bit longer, I knew what to expect. Once it was paid, it was accurate and just the amount I expected. I was quite satisfied.
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5

out of 5

POSTED: | BY: CeCi L.

Very HAPPY with this company ☺️

I absolutely LOVE this company for my pet insurance. I have had absolutely No problems with them, only mistakes I've made when submitting a claim. I would submit them the old way from my OTHER pet insurance company I used before. Once you submit claim correct to them the refund is given quickly. If you ever have any questions they have a self help section or a toll free number. Either one you choose is very helpful.
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5

out of 5

POSTED: | BY: Michael Rubel

The claims are so easy to file

The claims are so easy to file, and they are paid off quickly.
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5

out of 5

POSTED: | BY: Jessica

agent explained and provided the…

agent explained and provided the required information.
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5

out of 5

POSTED: | BY: Joni P

Very easy/quick process!

Very easy process and quick in reviewing and paying my claims. So glad I had this insurance for my dogs surgery.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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