Embrace | Pet Insurance Review

They took care of bill quickly. Contacted me to send invoice. I had accidently sent estimate copy. As soon as it was received they sent me my reimbursement.

I submitted my claim and within a few weeks I received a check for claim.

Very easy to submit claim!!

My premium was increased this year for no apparent reason. My cat has never been sick and I have not used the insurance. They claim it is due to rising operating costs, an increase in Vet fees, and my cat’s age. My auto rate only goes up if I get a ticket or get in accident. My health insurance premium does not go up if I get sick. If my pet insurance premium is increased every year, by the time my cat needs a Vet I’ll have paid so much for insurance over the years I’ll be lucky to break even, particularly if you take the deductible into account. I had pet insurance years ago and my premium increases were modest and few over the years. When my dog fell ill and had to be euthanized the insurance reimbursement was a great help. It appears all these companies operate on the same business model. I don’t know if the insurance is worth it in the long run.

easy claims process, and though my dog died they were very helpful. also sent a beautiful plantable card