5
out of 5
POSTED: | BY: Sam Messer
The claims process is easy.
The claims process is easy.
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4.9
out of 5
Number of reviews 19,988
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Tim Boggs
Excellent Insurance for my girls
I thoroughly appreciate being afforded the opportunity to have insurance for my girls, Ginny and Molly. Ginny is a user of the insurance so we definitely get our moneys worth. I would highly recommend Embrace to anyone who is able to afford it. Easy claims submissions, easy to read EOBs, and quick claims turnaround.
5
out of 5
POSTED: | BY: Eileen Stensrud
Filing the claim was so easy!
Filing the claim was so easy and it was handled expeditiously and to my satisfaction.
5
out of 5
POSTED: | BY: Joanna
The web site is very user friendly
The web site is very user friendly - unlike so many others! Submitting a claim was so easy. I really appreciate that!
3
out of 5
POSTED: | BY: Mary Grace Mascorro
Being honest
Being honest, I thought the insurance would have covered more. We struggled with our dog as he as a very bad reaction to vaccine shots. We paid the bill upfront and were hopeful we would get it returned for what we pay for insurance. I guess we were lucky he was not in hospital for more than 8 hours.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.