Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,756

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jennifer Standifer

A rough start as rules to how to submit…

A rough start as rules to how to submit information but with hardly any issues our claim was handled. Overall very Happy and if ever a next time (hope there isn’t) I will know the rules and things will move much smoother
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5

out of 5

POSTED: | BY: Maria Roldan

They provide on time notification about…

They provide on time notification about the progress of reviewing claims submitted to them.
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5

out of 5

POSTED: | BY: Robert Woods

I worked with Kyle while going through…

I worked with Kyle while going through a lost claim check during the claim process. Kyle was great with his customer service and actually listened instead of waiting for his turn to talk. I finally received my claim monies via direct deposit (Kyle’s idea) and just wanted to say thanks to Kyle again. I think he deserves a pizza party.
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5

out of 5

POSTED: | BY: Annemie Rivers

Snake bites!!!

Both of my dogs got bitten by a copperhead recently. One had to stay at emergency vet overnight. Luckily the other could be treated at my vets office. Having embrace took some of my worries away. I can’t say enough. They are great and their customer service is the best. So thankful I chose embrace as my pet insurance.
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1

out of 5

POSTED: | BY: Cara

I just cancelled my service

I just cancelled my service. I have kittens and after three months of being messed around on am I covered as being without preexisting conditions or not, I decided to go with another company. I’d get a yes, then no, then yes. Nothing is wrong with them. So there was literally no need for the confusion.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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